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NC Capital Access Program

N.C. Rural Economic Development Center, Inc. Expanding small business opportunities
The North Carolina Capital Access Program expands business finance options for businesses across the state. By reducing risk, it encourages banks and other qualified lenders to consider loans that otherwise fall just outside conventional underwriting standards. 

The program will enable up to $800 million in business lending over two years, freeing capital in a tight credit market. Increasing access to capital helps build a stronger economy through job creation and business expansion. 

NC-CAP is made possible by $46.1 million in federal funding under the federal Small Business Jobs Act of 2010. Gov. Beverly Perdue designated the Rural Center to administer the program in all 100 counties.